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Author

Every LessOwe guide is researched, written and edited by one person, and every claim is traced to a primary source — IRS, CFPB, CMS and SBA. This is the author behind the site.

The author

Waleed Akram

Waleed Akram is the founder and editor of LessOwe and the author of its business-loan, tax-relief and medical-debt guides.

How we work: every guide is researched against IRS, CFPB, CMS and SBA primary sources, written by Waleed Akram, and date-stamped at review. General information only — not tax, legal, or financial advice. See our editorial policy.