Financing equipment is its own lending world: the machine secures the loan, rates swing with your credit tier and the equipment’s age, and a lease can beat a loan — or quietly cost more. These guides cover current rate ranges, lease-vs-buy math, farm and medical equipment programs, and what lenders actually check before funding.
Current equipment loan rates by credit tier, lender type and equipment category — typical APR ranges, terms and down payments, with worked examples. See rates.
Farm equipment financing guide: Farm Credit and dealer programs, seasonal payments matched to harvest, rates, credit minimums and used-equipment options.
Equipment leasing vs buying with real numbers: upfront cost, total cost, taxes, equity and cash flow — plus a decision table for your situation. Compare now.
Medical equipment financing for practices and clinics: 100% financing with soft costs, application-only limits, rates by credit tier and funding timelines.
How equipment financing works, step by step: how the equipment secures the loan, what lenders check, typical terms and costs, and how funding happens.
Bad credit equipment financing explained: lenders approving scores from 500-600, realistic APRs, down payments and compensating factors that get you approved.